Kiểm tra thông tin tài khoản thu phí

POST

URLhttps://open-api.tingee.vn/v1/direct-link/financial-utility/validate-charge-account

Xác thực tài khoản thu phí

Header Request

Header	Bắt buộc	Mô tả
Content-Type	✓	application/json
x-client-id	✓	Mã định danh của đối tác do TINGEE cung cấp.
x-signature	✓	Chữ ký xác thực HMAC SHA512.
x-request-timestamp	✓	Thời gian gửi request (format: yyyyMMddHHmmssSSS, múi giờ UTC+7)

Body Parameter

Trường	Kiểu	Bắt buộc	Mô tả
bankBin	string	✓	Mã BIN ngân hàng. Xem tại Danh sách ngân hàng hỗ trợ.
accountNumber	string	✓	Số tài khoản ngân hàng
cif	string	✕	Mã khách hàng (Customer Information File)

Ví dụ mã nguồn

cURL

curl --location --request POST 'https://open-api.tingee.vn/v1/direct-link/financial-utility/validate-charge-account' \
--header 'accept: application/json' \
--header 'x-signature: YOUR_SIGNATURE' \
--header 'x-request-timestamp: 20251110175110111' \
--header 'x-client-id: YOUR_CLIENT_ID' \
--header 'Content-Type: application/json' \
--data '{
"bankBin": "string",
"accountNumber": "string",
"cif": "string"
}'

NestJS

import axios from "axios";
import { createHmac } from "crypto";
import { format } from 'date-fns';

async function makeRequest() {
const timestamp = format(new Date(), "yyyyMMddHHmmssSSS");
const secretKey = "YOUR_SECRET_KEY";
const body = {
"bankBin": "string",
"accountNumber": "string",
"cif": "string"
};
const message = `${timestamp}:${JSON.stringify(body)}`;
const signature = createHmac('sha512', secretKey).update(message).digest('hex');

const res = await axios({
  method: 'POST',
  url: 'https://open-api.tingee.vn/v1/direct-link/financial-utility/validate-charge-account',
  data: body,
  headers: {
    "x-client-id": "YOUR_CLIENT_ID",
    "x-request-timestamp": timestamp,
    "x-signature": signature,
    "Content-Type": "application/json",
  }
});

console.log(res.data);
}

C#

using System;
using System.Net.Http;
using System.Text;
using System.Security.Cryptography;
using System.Threading.Tasks;

public class TingeeApiExample
{
  private static readonly HttpClient client = new HttpClient();

  public static async Task Main()
  {
      var timestamp = DateTime.Now.ToString("yyyyMMddHHmmssfff");
      var secretKey = "YOUR_SECRET_KEY";
      var bodyJson = "{\"bankBin\":\"string\",\"accountNumber\":\"string\",\"cif\":\"string\"}";
      var message = $"${timestamp}:${bodyJson}";
      var signature = CreateHmacSha512(secretKey, message);

      var request = new HttpRequestMessage(HttpMethod.Post, "https://open-api.tingee.vn/v1/direct-link/financial-utility/validate-charge-account");
      request.Headers.Add("x-signature", signature);
      request.Headers.Add("x-request-timestamp", timestamp);
      request.Headers.Add("x-client-id", "YOUR_CLIENT_ID");
      request.Content = new StringContent(bodyJson, Encoding.UTF8, "application/json");

      var response = await client.SendAsync(request);
      string result = await response.Content.ReadAsStringAsync();
      Console.WriteLine(result);
  }

  private static string CreateHmacSha512(string key, string message)
  {
      using var hmac = new HMACSHA512(Encoding.UTF8.GetBytes(key));
      var hash = hmac.ComputeHash(Encoding.UTF8.GetBytes(message));
      return BitConverter.ToString(hash).Replace("-", "").ToLower();
  }
}

Java

import java.net.http.*;
import java.net.URI;
import java.nio.charset.StandardCharsets;
import javax.crypto.Mac;
import javax.crypto.spec.SecretKeySpec;
import java.time.LocalDateTime;
import java.time.format.DateTimeFormatter;

public class TingeeApiExample {
public static void main(String[] args) throws Exception {
  String secretKey = "YOUR_SECRET_KEY";
  String timestamp = LocalDateTime.now().format(DateTimeFormatter.ofPattern("yyyyMMddHHmmssSSS"));
  String bodyJson = "{\"bankBin\":\"string\",\"accountNumber\":\"string\",\"cif\":\"string\"}";
  String message = timestamp + ":" + bodyJson;
  String signature = hmacSha512(secretKey, message);

  HttpClient client = HttpClient.newHttpClient();
  HttpRequest request = HttpRequest.newBuilder()
      .uri(URI.create("https://open-api.tingee.vn/v1/direct-link/financial-utility/validate-charge-account"))
      .header("accept", "application/json")
      .header("x-signature", signature)
      .header("x-request-timestamp", timestamp)
      .header("x-client-id", "YOUR_CLIENT_ID")
      .header("Content-Type", "application/json")
      .POST(HttpRequest.BodyPublishers.ofString(bodyJson))
      .build();

  HttpResponse<String> response = client.send(request, HttpResponse.BodyHandlers.ofString());
  System.out.println(response.body());
}

private static String hmacSha512(String key, String data) throws Exception {
    Mac mac = Mac.getInstance("HmacSHA512");
    SecretKeySpec secretKeySpec = new SecretKeySpec(key.getBytes(StandardCharsets.UTF_8), "HmacSHA512");
    mac.init(secretKeySpec);
    byte[] hash = mac.doFinal(data.getBytes(StandardCharsets.UTF_8));
    return toHex(hash);
}

private static String toHex(byte[] bytes) {
    StringBuilder hex = new StringBuilder(bytes.length * 2);
    for (byte b : bytes) {
        hex.append(String.format("%02x", b));
    }
    return hex.toString();
}
}

PHP

function makeApiRequest() {
  $timestamp = date("YmdHis") . substr((string)microtime(true), -3);
  $secretKey = "YOUR_SECRET_KEY";
  $jsonBody = '{"bankBin":"string","accountNumber":"string","cif":"string"}';
  $message = $timestamp . ":" . $jsonBody;
  $signature = hash_hmac("sha512", $message, $secretKey);

  $ch = curl_init();
  curl_setopt_array($ch, [
      CURLOPT_URL => "https://open-api.tingee.vn/v1/direct-link/financial-utility/validate-charge-account",
      CURLOPT_RETURNTRANSFER => true,
      CURLOPT_POST => true,
      CURLOPT_POSTFIELDS => $jsonBody,
      CURLOPT_HTTPHEADER => [
          "Accept: application/json",
          "Content-Type: application/json",
          "x-client-id: YOUR_CLIENT_ID",
          "x-request-timestamp: " . $timestamp,
          "x-signature: " . $signature
      ]
  ]);

  $response = curl_exec($ch);
  curl_close($ch);
  echo $response;
}
makeApiRequest();

Response mẫu

{
  "code": "00",
  "message": "Success",
  "data": {
    "currentBalance": 10000000,
    "feeCcy": "VND",
    "accountType": "PAYMENT",
    "status": "ACTIVE",
    "availableBalance": 9500000,
    "minBalance": 50000,
    "accountNumber": "1234567890"
  }
}

Trường	Kiểu	Mô tả
code	string	Mã kết quả (00 = Thành công).
message	string	Thông điệp phản hồi.
data.currentBalance	number	Số dư hiện tại.
data.feeCcy	string	Loại tiền tệ phí.
data.accountType	string	Loại tài khoản.
data.status	string	Trạng thái tài khoản.
data.availableBalance	number	Số dư khả dụng.
data.minBalance	number	Số dư tối thiểu.
data.accountNumber	string	Số tài khoản.

---

Mã lỗi thường gặp

Code	Mô tả	Hướng xử lý
90	Sai format timestamp	Kiểm tra format yyyyMMddHHmmssSSS.
91	Request quá hạn	Kiểm tra thời gian gửi request.
97	Sai chữ ký	Kiểm tra lại Secret Key và logic tạo Signature.
Others	Lỗi khác	Xem Danh sách mã lỗi.