[ACB] Configure a business account

Note

This API applies to ACB only.

Use this API to link an ACB business bank account to a Merchant. Once the configuration succeeds, the system returns a confirmId for use in the confirmation step.

POST

URLhttps://open-api.tingee.vn/v1/merchant/config-account-business

Link a business bank account and generate a confirmation code (confirmId) to complete the configuration.

Header Request

Header	Required	Description
Content-Type	✓	application/json
x-client-id	✓	Partner identifier issued by TINGEE.
x-signature	✓	HMAC SHA512 authentication signature. See How to generate the signature.
x-request-timestamp	✓	Time the request is sent (format: yyyyMMddHHmmssSSS, UTC+7)

Body Parameter

Field	Type	Required	Description
merchantId	number	✕	Merchant ID (Required if you connect with a Master Merchant account).
bankBin	string	✓	Bank BIN; pass 970416 (ACB).
vaPrefix	string	✕	Virtual Account prefix.
accountName	string	✓	Bank account holder name.
accountNumber	string	✓	Business bank account number.
mobile	string	✓	Phone number registered with the bank account.
acbUserId	string	✓	User ID in the bank's system (issued by the bank).

Code samples

cURL

curl --location --request POST 'https://open-api.tingee.vn/v1/merchant/config-account-business' \
--header 'accept: application/json' \
--header 'x-client-id: YOUR_CLIENT_ID' \
--header 'x-request-timestamp: 20240509154004003' \
--header 'x-signature: YOUR_SIGNATURE' \
--header 'Content-Type: application/json' \
--data '{
  "bankBin": "970416",
  "vaPrefix": "TINGEE",
  "accountName": "CONG TY TNHH ABC",
  "accountNumber": "1234567890",
  "mobile": "0901234567",
  "acbUserId": "ACB_USER_001"
}'

NestJS

import axios from "axios";
import { createHmac } from "crypto";

const CLIENT_ID = "YOUR_CLIENT_ID";
const SECRET_KEY = "YOUR_SECRET_KEY";

// Timestamp in UTC+7, format yyyyMMddHHmmssSSS
function getTimestamp() {
    return new Date(Date.now() + 7 * 60 * 60 * 1000)
        .toISOString()
        .replace(/[-:TZ.]/g, "")
        .slice(0, 17);
}

async function merchantConfigAccountBusiness() {
    const body = {
        bankBin: "970416",
        vaPrefix: "TINGEE",
        accountName: "CONG TY TNHH ABC",
        accountNumber: "1234567890",
        mobile: "0901234567",
        acbUserId: "ACB_USER_001",
    };

    const bodyJson = JSON.stringify(body);
    const timestamp = getTimestamp();
    const signature = createHmac("sha512", SECRET_KEY)
        .update(`${timestamp}:${bodyJson}`)
        .digest("hex");

    const res = await axios.request({
        method: "POST",
        url: "https://open-api.tingee.vn/v1/merchant/config-account-business",
        data: bodyJson,
        headers: {
            accept: "application/json",
            "Content-Type": "application/json",
            "x-client-id": CLIENT_ID,
            "x-request-timestamp": timestamp,
            "x-signature": signature,
        },
    });

    console.log(res.data);
}

merchantConfigAccountBusiness();

C#

using System;
using System.Net.Http;
using System.Security.Cryptography;
using System.Text;
using System.Text.Encodings.Web;
using System.Text.Json;
using System.Threading.Tasks;

public class Program
{
    private const string ClientId = "YOUR_CLIENT_ID";
    private const string SecretKey = "YOUR_SECRET_KEY";
    private static readonly HttpClient Client = new HttpClient();

    public static async Task Main()
    {
        var body = new
        {
            bankBin = "970416",
            vaPrefix = "TINGEE",
            accountName = "CONG TY TNHH ABC",
            accountNumber = "1234567890",
            mobile = "0901234567",
            acbUserId = "ACB_USER_001"
        };

        // Do not escape non-ASCII / special characters so the JSON matches TINGEE's JSON.stringify
        var jsonOptions = new JsonSerializerOptions { Encoder = JavaScriptEncoder.UnsafeRelaxedJsonEscaping };
        var bodyJson = JsonSerializer.Serialize(body, jsonOptions);

        // Timestamp in UTC+7, format yyyyMMddHHmmssSSS
        var timestamp = DateTime.UtcNow.AddHours(7).ToString("yyyyMMddHHmmssfff");
        var signature = HmacSha512(SecretKey, $"{timestamp}:{bodyJson}");

        var request = new HttpRequestMessage(HttpMethod.Post, "https://open-api.tingee.vn/v1/merchant/config-account-business");
        request.Headers.Add("accept", "application/json");
        request.Headers.Add("x-client-id", ClientId);
        request.Headers.Add("x-request-timestamp", timestamp);
        request.Headers.Add("x-signature", signature);
        request.Content = new StringContent(bodyJson, Encoding.UTF8, "application/json");

        var response = await Client.SendAsync(request);
        Console.WriteLine(await response.Content.ReadAsStringAsync());
    }

    private static string HmacSha512(string key, string message)
    {
        using var hmac = new HMACSHA512(Encoding.UTF8.GetBytes(key));
        var hash = hmac.ComputeHash(Encoding.UTF8.GetBytes(message));
        return Convert.ToHexString(hash).ToLower();
    }
}

Java

import java.net.URI;
import java.net.http.HttpClient;
import java.net.http.HttpRequest;
import java.net.http.HttpResponse;
import java.nio.charset.StandardCharsets;
import java.time.ZoneId;
import java.time.ZonedDateTime;
import java.time.format.DateTimeFormatter;
import javax.crypto.Mac;
import javax.crypto.spec.SecretKeySpec;

public class Main {
    private static final String CLIENT_ID = "YOUR_CLIENT_ID";
    private static final String SECRET_KEY = "YOUR_SECRET_KEY";

    public static void main(String[] args) throws Exception {
        // Minified JSON, same as JSON.stringify()
        String bodyJson = "{\"bankBin\":\"970416\",\"vaPrefix\":\"TINGEE\",\"accountName\":\"CONG TY TNHH ABC\",\"accountNumber\":\"1234567890\",\"mobile\":\"0901234567\",\"acbUserId\":\"ACB_USER_001\"}";

        // Timestamp in UTC+7, format yyyyMMddHHmmssSSS
        String timestamp = ZonedDateTime.now(ZoneId.of("Asia/Ho_Chi_Minh"))
                .format(DateTimeFormatter.ofPattern("yyyyMMddHHmmssSSS"));
        String signature = hmacSha512(SECRET_KEY, timestamp + ":" + bodyJson);

        HttpRequest request = HttpRequest.newBuilder()
                .uri(URI.create("https://open-api.tingee.vn/v1/merchant/config-account-business"))
                .header("accept", "application/json")
                .header("Content-Type", "application/json")
                .header("x-client-id", CLIENT_ID)
                .header("x-request-timestamp", timestamp)
                .header("x-signature", signature)
                .method("POST", HttpRequest.BodyPublishers.ofString(bodyJson, StandardCharsets.UTF_8))
                .build();

        HttpResponse<String> response = HttpClient.newHttpClient()
                .send(request, HttpResponse.BodyHandlers.ofString());
        System.out.println(response.body());
    }

    private static String hmacSha512(String key, String data) throws Exception {
        Mac mac = Mac.getInstance("HmacSHA512");
        mac.init(new SecretKeySpec(key.getBytes(StandardCharsets.UTF_8), "HmacSHA512"));
        byte[] hash = mac.doFinal(data.getBytes(StandardCharsets.UTF_8));
        StringBuilder hex = new StringBuilder();
        for (byte b : hash) hex.append(String.format("%02x", b));
        return hex.toString();
    }
}

PHP

<?php
$clientId = "YOUR_CLIENT_ID";
$secretKey = "YOUR_SECRET_KEY";

$body = [
    "bankBin" => "970416",
    "vaPrefix" => "TINGEE",
    "accountName" => "CONG TY TNHH ABC",
    "accountNumber" => "1234567890",
    "mobile" => "0901234567",
    "acbUserId" => "ACB_USER_001",
];

// Do not escape "/" or non-ASCII characters so the JSON matches TINGEE's JSON.stringify
$bodyJson = json_encode($body, JSON_UNESCAPED_SLASHES | JSON_UNESCAPED_UNICODE);

// Timestamp in UTC+7, format yyyyMMddHHmmssSSS
$now = new DateTime("now", new DateTimeZone("Asia/Ho_Chi_Minh"));
$timestamp = $now->format("YmdHisv");
$signature = hash_hmac("sha512", $timestamp . ":" . $bodyJson, $secretKey);

$ch = curl_init();
curl_setopt_array($ch, [
    CURLOPT_URL => "https://open-api.tingee.vn/v1/merchant/config-account-business",
    CURLOPT_RETURNTRANSFER => true,
    CURLOPT_CUSTOMREQUEST => "POST",
    CURLOPT_POSTFIELDS => $bodyJson,
    CURLOPT_HTTPHEADER => [
        "Accept: application/json",
        "Content-Type: application/json",
        "x-client-id: " . $clientId,
        "x-request-timestamp: " . $timestamp,
        "x-signature: " . $signature,
    ],
]);

$response = curl_exec($ch);
if ($response === false) {
    echo "cURL Error: " . curl_error($ch);
} else {
    echo $response;
}
curl_close($ch);

Sample Response

{
  "code": "00",
  "message": "Success",
  "data": {
    "confirmId": "CONFIRM_ABC123"
  }
}

Field	Type	Description
code	string	Result code (00 = Success).
message	string	Response message.
data.confirmId	string	Confirmation code used to complete the account configuration. Pass this confirmId to the Account configuration API to complete the confirmation.

---

Common error codes

Code	Description	How to handle
1006	Invalid information (returned by ACB)	Check that the phone number, account number, vaPrefix and acbUserId match the information registered with ACB, then resend.
1057	Account information not found (returned by ACB)	Confirm that the business account number exists at ACB and matches the registered acbUserId / phone number.
1095, 1096	Master Merchant merchantId error	Pass the merchantId of a sub-Merchant that belongs to the Master Merchant calling the API.
90, 91, 92, 97	Request authentication error (timestamp, client-id, signature)	See System error codes.
Others	Other errors	See Error codes.